Monday, 22 September 2008

Online banking services

the main purposes of online are banking are that so people can manage their accounts without enldess meetings with banks managers and they can do it all online with a few easy clicks... its target audiences are for people with not much time to go to the bank and lead busy lives.

natwest banking- advantages
http://www.natwest.com/personal/online-banking/g1/benefits-features.ashx
Stay on top of your finances - check your balances, statements and account details; which are updated in real time
Know your limit - never lose track of your spending again. Check and pay your NatWest credit cards online
Manage your money – pay bills, transfer money and set up payments in seconds
Go back in time - check and print statements up to six months old
Move your money – transfer money instantly between most of your NatWest accounts
Easy being green – turn off your paper statements

Halifax banking- advantages
http://www.halifax.co.uk/aboutonline/whybankonline.asp
Top reasons to use online banking:
1. Save time – no more rushing around to pay your bills at lunchtime
2. Bank when it suits you – your own branch open 24/7, 365 days a year
3. It's secure – all our registered customers are covered by our online guarantee.
4. It's easy to use – there's a handy demo to show you how to use our most popular services including how to pay bills. 5. Paper-free documents – You can receive all your statements and letters online, and store them securely for up to 2 years. 6. It puts you in control – see what's going on at a glance

online banking could be improved in the future by having everyone having an online account.. therfore this would minimize the amount of banks... because i dont think too many people use banks nowadays.. because of new online services! the online service would be able to plan out the expendature and income of money every month and work out and average for each month.. this would help people.. also maybe giving advice to people on how they should use their money to pay bills..

this is the future...

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